Can I lose money with Crocodile Fund?

Yes, that is possible. Investing always involves risks, and returns at Crocodile Fund may fluctuate over time.
However, the fund applies a strategy designed to limit major losses by reducing exposure when market weakness is detected and using leverage only in favorable conditions.

The goal is not to eliminate all risk, but to improve the risk-return profile: higher returns in strong markets, smaller losses in weak ones.
Your capital will always remain subject to market fluctuations.

What is the minimum investment?

The minimum investment for new participants is €100,000.
Additional contributions from existing investors are possible starting from €25,000.

What are the fees?

Crocodile Fund maintains a transparent fee structure::

• 1,25% management fee per year (of 1,00% from EUR 250.000 and above)

• 0,25% service fee per year

• 20% performance fee, charged only on new profits (based on the High Water Mark-principe)

• 1,00% exit fee (only if you withdraw within 12 months)

There are no hidden or additional costs.
The fund uses a High Water Mark, meaning the performance fee is only charged once previous losses have been fully recovered.

What does “High Water Mark” mean?

Crocodile Fund applies the High Water Mark principle.
This means that a performance fee is only charged on returns that exceed the previous highest value of your investment.

Example:
Suppose you invest €100,000 and it grows to €120,000.
A performance fee is charged on the €20,000 gain.
If the value then drops to €110,000, no performance fee is charged until it surpasses the previous peak of €120,000 again.
Only when your investment rises, for instance, to €125,000, is a performance fee calculated on the new €5,000 gain.

This ensures you never pay twice for the same performance, and that the fund’s interests are fully aligned with yours — Crocodile Fund is only rewarded for creating genuine added value.

Can I withdraw my investment easily?

Yes. You can redeem monthly. Simply notify our fund administrator, AssetCare, in advance.
After the Net Asset Value (NAV) is calculated, your amount will be paid out within a few business days.

If you withdraw within the first 12 months, a 1% exit fee applies.
This fee goes entirely to the remaining participants, not to the fund manager.

The goal is fairness: early redemptions may create costs (such as transactions or portfolio adjustments).
The exit fee compensates for these costs so that long-term participants are not disadvantaged.


Can I make a partial withdrawal?

Yes, partial redemptions are allowed, provided that your remaining balance after withdrawal is at least €100,000.

What does it mean when a fund is registered with the AFM?

When a fund is registered with the Dutch Authority for the Financial Markets (AFM), it means it complies with the legal requirements and regulations set by the supervisor.
The AFM oversees financial institutions in the Netherlands to ensure the market operates fairly, transparently, and reliably.

An AFM registration requires a fund to meet standards regarding transparency, information disclosure, risk management, and regulatory compliance.
For investors, this registration provides additional trust and credibility, as it shows the fund adheres to clear rules and offers reliable information.
Nevertheless, it’s always important to assess whether the fund fits your personal goals and risk appetite.


How can a fund be registered with the AFM but not under full supervision?

An investment provider such as Crocodile Fund can be exempt from the AFM licensing requirement under certain conditions.
This applies, for example, when:

• Fewer than 100 private investors are offered participation;

• The offer consists of fewer than 20 investment objects; or

• The minimum investment per participant is €100,000 or more (as is the case with Crocodile Fund).

When such an exemption applies, this must be clearly stated in all documents and communications.
You will therefore see the notice: “This investment falls outside the supervision of the AFM. No license and no prospectus are required for this activity.”


How is Crocodile Fund monitored?

Crocodile Fund is registered with the AFM under Fund ID 50037655.
The independent administrator AssetCare (www.assetcare.nl) manages administration, verifies results, and reports to both the AFM and the Dutch Central Bank (DNB).